Jeevan Utsav
Guaranteed yearly benefits
Pay for a few years, then receive a guaranteed percentage of the sum assured every year for life.
What you pay vs what you get
You pay
Limited premium years
You get
10% of sum assured every year + lifelong cover
Estimate your plan
Illustrative exampleYour age: 30 · Term (years): 16 yrs · Monthly saving: ₹3,000
You pay per day
₹99
Estimated yearly premium
₹36,000
Sum assured
₹6,30,000
You get at maturity
₹6,30,000
Yearly income / benefit
₹63,000
Your family gets (cover)
₹6,30,000
Premium rate per ₹1,000/yr: ₹57.5 · Your age: 30 · Term (years): 16 yrs
Monthly saving ₹3,000 → ₹6,30,000 Sum assured → You get at maturity: ₹6,30,000
Based on LIC's published premium & bonus rates.
This is a fixed example to show how the plan works. Your exact premium depends on your age, term and cover — get your exact quote from Gopal Dey.
This is a rough estimate to help you compare plans. For the exact premium and benefits, contact Gopal Dey directly.
Get exact quoteKey benefits
- Guaranteed yearly benefit
- Lifelong cover
- Limited premium term
Eligibility (indicative)
- Age
- 18 – 65
- Term (yrs)
- 5 – 16
- Annual premium
- ₹5,00,000+
Illustrative premiums
Annual premium · ₹5,00,000
| Age | Term (yrs) | Annual premium |
|---|---|---|
| 10 | 5 | ₹1,09,575 |
| 10 | 8 | ₹72,600 |
| 10 | 12 | ₹44,250 |
| 10 | 16 | ₹29,900 |
| 30 | 5 | ₹1,10,150 |
| 30 | 8 | ₹72,600 |
| 30 | 12 | ₹44,275 |
| 30 | 16 | ₹30,025 |
| 50 | 5 | ₹1,18,625 |
| 50 | 8 | ₹72,600 |
| 50 | 12 | ₹45,225 |
| 50 | 16 | ₹33,475 |
Annual premium for the shown sum assured, excluding taxes. Confirm exact figures with Gopal Dey.
Get your exact quote
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Eligibility and premiums shown are indicative and must be confirmed with Gopal Dey / LIC before purchase.