Jeevan Umang
Lifelong cover + regular income
Pay premiums for a fixed period, then lifelong cover plus a fixed yearly income.
What you pay vs what you get
You pay
Fixed premium-paying period
You get
Lifelong cover + 8% of sum assured yearly
Estimate your plan
Illustrative exampleYour age: 30 · Term (years): 30 yrs · Monthly saving: ₹3,000
You pay per day
₹99
Estimated yearly premium
₹36,000
Sum assured
₹11,90,000
You get at maturity
₹11,90,000
Yearly income / benefit
₹95,200
Your family gets (cover)
₹11,90,000
Premium rate per ₹1,000/yr: ₹30.3 · Your age: 30 · Term (years): 30 yrs
Monthly saving ₹3,000 → ₹11,90,000 Sum assured → You get at maturity: ₹11,90,000
Based on LIC's published premium & bonus rates.
This is a fixed example to show how the plan works. Your exact premium depends on your age, term and cover — get your exact quote from Gopal Dey.
This is a rough estimate to help you compare plans. For the exact premium and benefits, contact Gopal Dey directly.
Get exact quoteKey benefits
- Lifelong cover
- Fixed yearly income
- Loan facility
Eligibility (indicative)
- Age
- 18 – 55
- Term (yrs)
- 15 – 30
- Annual premium
- ₹2,00,000+
Illustrative premiums
Annual premium · ₹2,00,000
| Age | Term (yrs) | Annual premium |
|---|---|---|
| 20 | 15 | ₹16,542 |
| 20 | 20 | ₹11,407 |
| 20 | 25 | ₹8,536 |
| 20 | 30 | ₹6,840 |
| 30 | 15 | ₹16,542 |
| 30 | 20 | ₹11,407 |
| 30 | 25 | ₹8,595 |
| 30 | 30 | ₹7,027 |
| 40 | 15 | ₹16,542 |
| 40 | 20 | ₹11,476 |
| 40 | 25 | ₹9,036 |
| 40 | 30 | ₹7,664 |
Annual premium for the shown sum assured, excluding taxes. Confirm exact figures with Gopal Dey.
Get your exact quote
Share a few details on WhatsApp and Gopal Dey will send you the exact, official premium.
Eligibility and premiums shown are indicative and must be confirmed with Gopal Dey / LIC before purchase.