Saral Jeevan Bima

Simple rules, simple term cover

Term insuranceLIC Plan 859

Term protection with very simple rules — you can even start small.

What you pay vs what you get

You pay

Low premium

You get

Sum paid to family on death

Illustrative example

Your age: 30 · Term (years): 40 yrs · Monthly saving: ₹3,000

You pay per day

₹99

Estimated yearly premium

₹36,000

Your family gets (cover)

₹2,40,00,000

No maturity amount — this plan is pure protection

Premium rate per ₹1,000/yr: ₹1.5 · Your age: 30 · Term (years): 40 yrs

Monthly saving ₹3,000 → ₹2,40,00,000 Your family gets (cover)

This is a fixed example to show how the plan works. Your exact premium depends on your age, term and cover — get your exact quote from Gopal Dey.

This is a rough estimate to help you compare plans. For the exact premium and benefits, contact Gopal Dey directly.

Share a few details on WhatsApp and Gopal Dey will send you the exact, official premium.

Eligibility and premiums shown are indicative and must be confirmed with Gopal Dey / LIC before purchase.