Digi Term

Big cover at the lowest premium

Term insuranceLIC Plan 876

Pure protection — a large payout for your family at a very low cost. Can be bought online.

What you pay vs what you get

You pay

Very low premium (by age)

You get

Large lump sum to your family on death

Illustrative example

Your age: 30 · Term (years): 40 yrs · Monthly saving: ₹3,000

You pay per day

₹99

Estimated yearly premium

₹36,000

Your family gets (cover)

₹3,83,00,000

No maturity amount — this plan is pure protection

Premium rate per ₹1,000/yr: ₹0.9 · Your age: 30 · Term (years): 40 yrs

Monthly saving ₹3,000 → ₹3,83,00,000 Your family gets (cover)

Based on LIC's published premium & bonus rates.

This is a fixed example to show how the plan works. Your exact premium depends on your age, term and cover — get your exact quote from Gopal Dey.

This is a rough estimate to help you compare plans. For the exact premium and benefits, contact Gopal Dey directly.

Annual premium · ₹50,00,000

Annual premium for the shown sum assured, excluding taxes. Confirm exact figures with Gopal Dey.

Share a few details on WhatsApp and Gopal Dey will send you the exact, official premium.

Eligibility and premiums shown are indicative and must be confirmed with Gopal Dey / LIC before purchase.