New Money Back-20
Money back at intervals
Money back at set intervals over 20 years, plus the balance with bonuses.
What you pay vs what you get
You pay
By age
You get
20% at years 5, 10, 15 + 40% with bonuses at maturity
Estimate your plan
Illustrative exampleYour age: 30 · Term (years): 20 yrs · Monthly saving: ₹3,000
You pay per day
₹99
Estimated yearly premium
₹36,000
Sum assured
₹4,50,000
You get at maturity
₹5,22,749
Your family gets (cover)
₹4,50,000
Premium rate per ₹1,000/yr: ₹80.4 · Your age: 30 · Term (years): 20 yrs
Monthly saving ₹3,000 → ₹4,50,000 Sum assured → You get at maturity: ₹5,22,749
Based on LIC's published premium & bonus rates.
This is a fixed example to show how the plan works. Your exact premium depends on your age, term and cover — get your exact quote from Gopal Dey.
This is a rough estimate to help you compare plans. For the exact premium and benefits, contact Gopal Dey directly.
Get exact quoteKey benefits
- Periodic payouts
- Protection
- Balance + bonuses
Eligibility (indicative)
- Age
- 13 – 50
- Term (yrs)
- 20
- Annual premium
- ₹2,00,000+
Illustrative premiums
Annual premium · ₹2,00,000
| Age | Term (yrs) | Annual premium |
|---|---|---|
| 20 | 20 | ₹15,896 |
| 30 | 20 | ₹16,082 |
| 40 | 20 | ₹16,846 |
| 50 | 20 | ₹18,679 |
Annual premium for the shown sum assured, excluding taxes. Confirm exact figures with Gopal Dey.
Get your exact quote
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Eligibility and premiums shown are indicative and must be confirmed with Gopal Dey / LIC before purchase.