Micro Bachat
Protection at a very low premium
Affordable protection and savings for low-income families — no medical test.
What you pay vs what you get
You pay
Very low premium
You get
Cover + savings at maturity
Estimate your plan
Illustrative exampleYour age: 30 · Term (years): 15 yrs · Monthly saving: ₹3,000
You pay per day
₹99
Estimated yearly premium
₹36,000
Sum assured
₹11,90,000
You get at maturity
₹18,20,854
Your family gets (cover)
₹11,90,000
Premium rate per ₹1,000/yr: ₹30.4 · Your age: 30 · Term (years): 15 yrs
Monthly saving ₹3,000 → ₹11,90,000 Sum assured → You get at maturity: ₹18,20,854
This is a fixed example to show how the plan works. Your exact premium depends on your age, term and cover — get your exact quote from Gopal Dey.
This is a rough estimate to help you compare plans. For the exact premium and benefits, contact Gopal Dey directly.
Get exact quoteKey benefits
- Low premium
- No medical test
- Cover + savings
Eligibility (indicative)
- Age
- 18 – 55
- Term (yrs)
- 10 – 15
- Annual premium
- ₹50,000+
Get your exact quote
Share a few details on WhatsApp and Gopal Dey will send you the exact, official premium.
Eligibility and premiums shown are indicative and must be confirmed with Gopal Dey / LIC before purchase.